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Pet Insurance FAQs
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PHA pet insurance cover PHA Pet Insurance UK,
1173 Bristol Road South,
Northfield, Birmingham
B317 2SL, UK

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I have different animals can I cover them under one policy? A: NO
All animals have to be insured by type and value but it is possible to insure the same type of animal such as 4 Rabbits if they are the same and of similar value.

I have a dog which is 9 years old can you insure him? A: NO
We regret the maximum joining age for dogs is up to the 8th birthday. We cannot offer insurance for older animals. Naturally if your dog is already insured cover will be continued past this age.

Do you cover working Dogs? A: NO
We regret we cannot offer cover for working dogs.

I have 15 Ducks and I would like to insure them as a flock? A: YES
You can insure all of your ducks as a flock but price is quoted by total number of animals simply enter the number you require to insure.

I own an aviary of 25 birds can you offer insurance? A: YES
We can offer you cover for a flock of birds. However, this site is optimised for home pet owners with one or several pets and not those with large numbers of animals. If you have a large number of animals you wish to insure please complete the email me a quote link.

Can I insure my animals for Theft, Death or Vets Bills? A: YES
Theft - Death and Vets Bills can be covered all together or selectively this option is available on Birds of Prey - Exotic Birds - Exotic Mammals - Reptiles over £100 in value. Cover for Vets bills only will be offered to small birds and mammals and Rabbits. Dogs and Cats are offered a combined policy which will include - Theft - Death and Vets bills. For full details please see the policy wording on the site pages.

I already have animals insured with you and want to add more. A: YES
If you already have a policy with one of our insurers simply complete the add an animal email with your existing policy number and this will be sent to the correct insurer who will issue the policy and advise you of the additional premium. Alternatively you can obtain a quote online first then complete the add an animal form.

My Tortoise is valued at £400 but your site sets the maximum to £250
Some small animals have a limit set for theft however most expensive animals can be valued separately. However, you should not inflate the value as insurers are constantly updating their data and are fair about true valuations.

I live outside the UK can you offer me insurance for my pets? A: NO
We regret we cannot offer cover for any animal residing outside of the UK. We do provide a link to Veterinary Pet Insurance where you may find services on offer for animals in America.

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PHAPet.com is a trading style of PHA Insurance Services Ltd - Registered Office: 1173 Bristol Road South, Northfield, Birmingham B31 2SL, England, Companies House registration number 5092395 (England). PHA Insurance Services Ltd is directly authorised by the Financial Services Authority, ref. no. 418244.